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Official automaker sources • reviewed

Best new-car deals and 0% APR offers

Compare current financing, cash, and lease offers from 17 popular automakers. Filter by price, make, vehicle type, or the life your next car needs to fit.

Find my best deal

6

verified 0% APR offers

$26,200

lowest starting price

17

official OEM sources

Deal finder

Find the offer that fits your life

17 of 17 verified offers

Vehicle type
Best for

Official OEM offers

Best car deals right now

#1 MyFavi pick2026

Tesla

Model Y Rear-Wheel Drive

0% APR for up to 72 months

Tesla’s lowest advertised Model Y rate with a minimum 5% down payment.

Starting price
$41,630
Best for
EV shoppers seeking a long zero-interest term
SUVEVElectricFamiliesCommuters

Subject to change

Rear-Wheel Drive; well-qualified buyers and 5% minimum down

Verify on Tesla

Official source checked Jul 27, 2026

#2 MyFavi pick2026

Toyota

bZ

0% APR for 72 months

One of the longest zero-interest terms in this month’s verified set.

Starting price
$34,900
Best for
EV shoppers who plan to finance
SUVEVElectricFamiliesCommuters

Ends Aug 3

Regional Toyota offer shown; enter your ZIP to confirm

Verify on Toyota

Official source checked Jul 27, 2026

#3 MyFavi pick2026

Lucid

Gravity Touring

0% APR for up to 72 months

Plus up to $10,000 in Lucid Credit on an eligible Gravity Touring.

Starting price
$80,900
Best for
Luxury EV families planning to finance
SUVEVElectricFamiliesLuxury

Ends Jul 31

U.S. customers; excellent credit; not available in Indiana

Verify on Lucid

Official source checked Jul 27, 2026

#4 MyFavi pick2026

Chevrolet

Silverado 1500

0% APR for 60 months

Plus no monthly payments for 90 days for qualified GM Financial buyers.

Starting price
$36,900
Best for
Truck buyers keeping the vehicle long term
TruckGasOutdoorsWork & towing

Limited time

National featured offer; qualifications and inventory apply

Verify on Chevrolet

Official source checked Jul 27, 2026

#5 MyFavi pick2026

Mazda

CX-30

0% APR for 36 months

Plus up to 90 days before the first payment on approved credit.

Starting price
$26,375
Best for
Value-focused compact SUV shoppers
SUVGasCommutersOutdoors

Ends Jul 31

Participating Mazda dealers; current inventory only

Verify on Mazda

Official source checked Jul 27, 2026

#6 MyFavi pick2026

Hyundai

Santa Fe

0% APR for up to 60 months

Includes a 90-day deferred first payment for qualified buyers.

Starting price
$35,050
Best for
Families wanting three-row flexibility
SUVGasFamiliesOutdoors

Check local terms

Selected trims; ZIP and credit approval required

Verify on Hyundai

Official source checked Jul 27, 2026

#7 MyFavi pick2026

Honda

Prologue

0.99% APR for up to 60 months

Or compare a featured $329/month, 36-month AWD Touring lease.

Starting price
$39,900
Best for
Drivers ready to switch to an EV
SUVEVElectricFamiliesCommuters

Check by ZIP

Regional example; Honda requires a ZIP for final terms

Verify on Honda

Official source checked Jul 27, 2026

#8 MyFavi pick2026

Cadillac

OPTIQ

0.9% APR for 72 months

Eligible luxury-brand owners or lessees may also receive $2,000.

Starting price
$50,900
Best for
Luxury EV shoppers comparing rate and conquest cash
SUVEVElectricLuxuryCommuters

Check current terms

Well-qualified buyers; ownership eligibility applies to allowance

Verify on Cadillac

Official source checked Jul 27, 2026

#9 MyFavi pick2026

Buick

Encore GX

0.9% APR financing

Plus up to $2,250 for eligible current non-GM owners or lessees.

Starting price
$26,200
Best for
Value-focused small-SUV shoppers
SUVGasCommutersFamilies

Ends Aug 3

GM Financial approval; non-GM ownership required for allowance

Verify on Buick

Official source checked Jul 27, 2026

#10 MyFavi pick2026

Volkswagen

Atlas

0.9% APR for 48 months

Or choose a $3,500 customer bonus instead of promotional financing.

Starting price
$39,310
Best for
Three-row shoppers comparing cash vs. APR
SUVGasFamiliesOutdoors

Ends Aug 31

New 2026 Atlas; excludes Atlas Cross Sport

Verify on Volkswagen

Official source checked Jul 27, 2026

#11 MyFavi pick2026

Volvo

XC40

0.99% APR for up to 60 months

No down payment required for qualified buyers on select XC40 models.

Starting price
$42,600
Best for
Premium compact SUV shoppers
SUVHybridLuxuryCommuters

Ends Jul 31

Select 2026 XC40 models through Volvo Car Financial Services

Verify on Volvo

Official source checked Jul 27, 2026

#12 MyFavi pick2026

BMW

X1 xDrive28i

0.9% APR financing

Low promotional financing on an all-wheel-drive compact luxury SUV.

Starting price
$43,200
Best for
Entry-luxury buyers prioritizing a low rate
SUVGasLuxuryCommuters

Check local end date

Qualified buyers; local BMW Center terms may differ

Verify on BMW

Official source checked Jul 27, 2026

#13 MyFavi pick2026

GMC

Sierra 1500

2.9% APR for 72 months

Featured Truck Month financing with payments deferred until after Labor Day.

Starting price
$38,300
Best for
Truck buyers prioritizing a longer finance term
TruckGasOutdoorsWork & towing

Check current terms

Well-qualified buyers; participating GMC dealers

Verify on GMC

Official source checked Jul 27, 2026

#14 MyFavi pick2026

Mercedes-Benz

C 300 4MATIC Sedan

3.99% APR for 24 months

A shorter promotional term for qualified Mercedes-Benz Financial customers.

Starting price
$51,650
Best for
Luxury sedan buyers using a short loan
SedanGasLuxuryCommuters

Ends Jul 31

Participating authorized Mercedes-Benz dealers

Verify on Mercedes-Benz

Official source checked Jul 27, 2026

#15 MyFavi pick2026

Rivian

R1S Dual Standard

$1,029/month for 36 months

A 30,000-mile lease with $8,924 due at signing before taxes and fees.

Starting price
$76,990
Best for
Adventure-focused EV families who prefer leasing
SUVEVElectricFamiliesOutdoors

Apply by Jul 31

Select states; take delivery by Aug 31; credit approval required

Verify on Rivian

Official source checked Jul 27, 2026

#16 MyFavi pick2026

Ford

Maverick

Local APR, lease, and cash offers

Ford publishes current Maverick incentives after you enter your ZIP code.

Starting price
$28,145
Best for
Compact-truck shoppers comparing local incentives
TruckHybridCommutersOutdoors

Enter ZIP for dates

Rates and programs vary by ZIP, dealer, trim, and inventory

Verify on Ford

Official source checked Jul 27, 2026

#17 MyFavi pick2026

Subaru

New Subaru models

$500 healthcare discount

An additional verified discount after negotiating your best price.

Starting price
$26,595
Best for
Eligible doctors and nurses
SUVSedanGasFamiliesCommuters

Ends Aug 31

Eligibility verified through ID.me; participating retailers

Verify on Subaru

Official source checked Jul 27, 2026

Before you choose

A low rate is only good when the whole deal is good.

Manufacturer offers are usually for well-qualified buyers and may exclude taxes, registration, destination, dealer fees, and add-ons. Never negotiate from the monthly payment alone.

Compare total cost

A lower APR can beat a cash rebate when you finance most of the purchase price.

Confirm your ZIP

Programs can vary by region, trim, inventory, and the lender’s credit tier.

Get the written terms

Ask the dealer to itemize price, fees, incentives, and financing before you visit.

Our methodology

How MyFavi chooses the best car deals

We compare the value a qualified buyer can actually use, then check the claim against the automaker’s U.S. offer page. Rankings are editorial, independent, and never paid placements.

  1. 01

    Financing value

    We favor lower APRs and useful loan terms, not monthly-payment marketing.

  2. 02

    Upfront value

    We compare starting MSRP, cash incentives, and lease costs when they are disclosed.

  3. 03

    Real availability

    National offers rank ahead of narrow programs; regional limits are labeled clearly.

  4. 04

    Source and freshness

    Every deal must link to an official U.S. automaker page and show when we checked it.

Need help narrowing the vehicle before comparing incentives?

Car-deal questions

What to know before you use an offer