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Official automaker sources • reviewed

Best new-car deals and 0% APR offers

Compare current financing, cash, and lease offers from 16 popular automakers. Filter by price, make, vehicle type, or the life your next car needs to fit.

Find my best deal

5

verified 0% APR offers

$26,200

lowest starting price

16

official OEM sources

Deal finder

Find the offer that fits your life

16 of 16 verified offers

Vehicle type
Best for

Official OEM offers

Best car deals right now

#1 MyFavi pick2026

Toyota

bZ

0% APR for 72 months

The longest zero-interest term in this month’s verified set, plus bonus cash on select trims.

Starting price
$34,900
Best for
EV shoppers who plan to finance
SUVEVElectricFamiliesCommuters

Ends Sep 30

Regional Toyota offer shown; enter your ZIP to confirm

Verify on Toyota

Official source checked Jul 27, 2026

#2 MyFavi pick2026

Chevrolet

Silverado 1500

0% APR for 60 months

Plus no monthly payments for 90 days for qualified GM Financial buyers.

Starting price
$36,900
Best for
Truck buyers keeping the vehicle long term
TruckGasOutdoorsWork & towing

Limited time

National featured offer; qualifications and inventory apply

Verify on Chevrolet

Official source checked Jul 27, 2026

#3 MyFavi pick2026

GMC

Sierra 1500

0% APR for 60 months

GMC Truck Month financing, plus $2,000 more for eligible non-GM owners and lessees.

Starting price
$38,300
Best for
Truck buyers who can also claim conquest cash
TruckGasOutdoorsWork & towing

Truck Month; check current terms

Well-qualified buyers; non-GM ownership required for the allowance

Verify on GMC

Official source checked Jul 27, 2026

#4 MyFavi pick2026

Hyundai

Santa Fe

0% APR for up to 60 months

Includes a 90-day deferred first payment, or take 1.9% APR for 72 months instead.

Starting price
$35,050
Best for
Families wanting three-row flexibility
SUVGasFamiliesOutdoors

Check local terms

Selected trims; ZIP and credit approval required

Verify on Hyundai

Official source checked Jul 27, 2026

#5 MyFavi pick2026

Mazda

CX-30

0% APR for 36 months

Plus up to 90 days before the first payment on approved credit.

Starting price
$26,375
Best for
Value-focused compact SUV shoppers
SUVGasCommutersOutdoors

Ends Sep 30

Participating Mazda dealers; current inventory only

Verify on Mazda

Official source checked Jul 27, 2026

#6 MyFavi pick2026

Buick

Encore GX

0.9% APR financing

Plus up to $2,250 for eligible non-GM owners or lessees and no payments for 90 days.

Starting price
$26,200
Best for
Value-focused small-SUV shoppers
SUVGasCommutersFamilies

Check current terms

GM Financial approval; non-GM ownership required for allowance

Verify on Buick

Official source checked Jul 27, 2026

#7 MyFavi pick2026

Cadillac

OPTIQ

0.9% APR for 72 months

Eligible luxury-brand owners or lessees may also receive $2,000 competitive cash.

Starting price
$50,900
Best for
Luxury EV shoppers comparing rate and conquest cash
SUVEVElectricLuxuryCommuters

Ends Sep 30

Well-qualified buyers; ownership eligibility applies to allowance

Verify on Cadillac

Official source checked Jul 27, 2026

#8 MyFavi pick2026

Volkswagen

Atlas

0.9% APR for 48 months

The $3,500 customer bonus alternative ended August 31; confirm what your dealer still has.

Starting price
$39,310
Best for
Three-row shoppers prioritizing a low rate
SUVGasFamiliesOutdoors

Check current terms

New 2026 Atlas; excludes Atlas Cross Sport

Verify on Volkswagen

Official source checked Jul 27, 2026

#9 MyFavi pick2026

Honda

Prologue

0.99% APR for up to 60 months

Or compare a featured $279/month, 36-month AWD Touring lease with $5,099 due at signing.

Starting price
$39,900
Best for
Drivers ready to switch to an EV
SUVEVElectricFamiliesCommuters

Ends Sep 8

Regional example; Honda requires a ZIP for final terms

Verify on Honda

Official source checked Jul 27, 2026

#10 MyFavi pick2026

Tesla

Model Y Rear-Wheel Drive

0.99% APR for up to 72 months

Tesla ended the Model Y 0% APR promotion; 0.99% is now the advertised rate.

Starting price
$41,630
Best for
EV shoppers seeking a long low-interest term
SUVEVElectricFamiliesCommuters

Ends Sep 30

Rear-Wheel Drive and Premium trims; well-qualified buyers

Verify on Tesla

Official source checked Jul 27, 2026

#11 MyFavi pick2027

Lucid

Gravity Touring

0.99% APR for up to 60 months

Plus up to $5,000 in Lucid Credit; loyalty, trade-in, and first-EV credits may stack.

Starting price
$79,900
Best for
Luxury EV families planning to finance
SUVEVElectricFamiliesLuxury

Take delivery by Sep 30

U.S. customers; excellent credit required

Verify on Lucid

Official source checked Jul 27, 2026

#12 MyFavi pick2026

Rivian

R1S Dual Large

2.99% APR for 60 months

Plus $1,500 toward a select R1 lease and three months of free Adventure Network charging.

Starting price
$83,990
Best for
Adventure-focused EV families
SUVEVElectricFamiliesOutdoors

Check current terms

R1 Dual configurations; credit approval required

Verify on Rivian

Official source checked Jul 27, 2026

#13 MyFavi pick2026

Mercedes-Benz

C 300 4MATIC Sedan

3.99% APR for 24 months

A short promotional term for qualified Mercedes-Benz Financial customers.

Starting price
$51,650
Best for
Luxury sedan buyers using a short loan
SedanGasLuxuryCommuters

Take delivery by Sep 30

Participating authorized Mercedes-Benz dealers; excludes leases

Verify on Mercedes-Benz

Official source checked Jul 27, 2026

#14 MyFavi pick2026

Volvo

XC40 B5 Core AWD

$399/month for 36 months

$4,279 due at signing with no security deposit; the 0.99% APR offer has ended.

Starting price
$43,995
Best for
Premium compact SUV shoppers who prefer leasing
SUVHybridLuxuryCommuters

Check current terms

Through Volvo Car Financial Services; excludes tax, title, and fees

Verify on Volvo

Official source checked Jul 27, 2026

#15 MyFavi pick2026

Subaru

New Subaru models

$500 educator discount

An additional verified discount after you negotiate your best price.

Starting price
$26,595
Best for
Active PreK-12 classroom teachers
SUVSedanGasFamiliesCommuters

Ongoing program

Eligibility verified through ID.me; participating retailers

Verify on Subaru

Official source checked Jul 27, 2026

#16 MyFavi pick2026

Ford

Maverick

Local APR, lease, and cash offers

Ford publishes current Maverick incentives after you enter your ZIP code.

Starting price
$28,145
Best for
Compact-truck shoppers comparing local incentives
TruckHybridCommutersOutdoors

Enter ZIP for dates

Rates and programs vary by ZIP, dealer, trim, and inventory

Verify on Ford

Official source checked Jul 27, 2026

Before you choose

A low rate is only good when the whole deal is good.

Manufacturer offers are usually for well-qualified buyers and may exclude taxes, registration, destination, dealer fees, and add-ons. Never negotiate from the monthly payment alone.

Compare total cost

A lower APR can beat a cash rebate when you finance most of the purchase price.

Confirm your ZIP

Programs can vary by region, trim, inventory, and the lender’s credit tier.

Get the written terms

Ask the dealer to itemize price, fees, incentives, and financing before you visit.

Our methodology

How MyFavi chooses the best car deals

We compare the value a qualified buyer can actually use, then check the claim against the automaker’s U.S. offer page. Rankings are editorial, independent, and never paid placements.

  1. 01

    Financing value

    We favor lower APRs and useful loan terms, not monthly-payment marketing.

  2. 02

    Upfront value

    We compare starting MSRP, cash incentives, and lease costs when they are disclosed.

  3. 03

    Real availability

    National offers rank ahead of narrow programs; regional limits are labeled clearly.

  4. 04

    Source and freshness

    Every deal must link to an official U.S. automaker page and show when we checked it.

Need help narrowing the vehicle before comparing incentives?

Car-deal questions

What to know before you use an offer