Independent automotive guidance
Photo by Ron Dicker · CC BY-SA 4.0
Financing
The Fed kept its target range at 3.5% to 3.75%. Auto-loan offers do not move one-for-one with that benchmark, so shoppers still need current quotes.
By MyFavi Team
· 3 min read
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Market update
Cox estimates new-EV sales rose 14.7% from the first quarter but remained 20.5% below a year earlier, with wide differences by model and brand.
By MyFavi Team · 4 min read
Photo by CHUTTERSNAP · Unsplash License
Financing
Dealertrack's credit index reached a 10-year high as approvals increased, but Cox says terms beyond 72 months also reached a dataset record.
By MyFavi Team · 4 min read
Photo by Jakub Żerdzicki · Unsplash License
Market update
Cox estimates dealer used inventory rose to 2.14 million vehicles in June while the average listing price was nearly flat at $27,027.
By MyFavi Team · 4 min read
Photo by Obi · Unsplash License
Financing
Cox estimates the typical new-car payment rose to $763 in June as average prices and loan rates edged higher, partly offsetting income growth.
By MyFavi Team · 4 min read
Photo by Саша Алалыкин · Pexels License
Financing
Federal Reserve data put reporting banks' common new-car APRs at 7.14% for 60 months and 6.97% for 72 months in May, below first-quarter readings.
By MyFavi Team · 4 min read
Photo by Jakub Żerdzicki · Unsplash License
Ownership costs
EIA's July 28 release puts regular gasoline at $4.096 a gallon nationwide, up 9.5 cents in a week and 97.3 cents from a year earlier.
By MyFavi Team · 3 min read
Photo by UnifiedFunctionality · CC BY-SA 3.0
Ownership costs
EIA forecasts regular gasoline will average $3.80 a gallon in the third quarter and about $3.40 in the fourth, though local prices can differ.
By MyFavi Team · 4 min read
Photo by UnifiedFunctionality · CC BY-SA 3.0
Tax update
The optional business rate is 76 cents per mile from July through December. Some medical and moving rates also rose.
By MyFavi Team · 3 min read
Photo by Downtowngal · CC BY-SA 3.0
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Current offers
Compare current manufacturer offers, then verify pricing, ZIP-code availability, and credit terms at the source.
2026 Tesla
#1 pick
0% APR for up to 72 months
Tesla’s lowest advertised Model Y rate with a minimum 5% down payment.
2026 Chevrolet
#4 pick
0% APR for 60 months
Plus no monthly payments for 90 days for qualified GM Financial buyers.
2026 Hyundai
#6 pick
0% APR for up to 60 months
Includes a 90-day deferred first payment for qualified buyers.
2026 Honda
#7 pick
0.99% APR for up to 60 months
Or compare a featured $329/month, 36-month AWD Touring lease.
2026 Cadillac
#8 pick
0.9% APR for 72 months
Eligible luxury-brand owners or lessees may also receive $2,000.
2026 Volkswagen
#10 pick
0.9% APR for 48 months
Or choose a $3,500 customer bonus instead of promotional financing.
2026 BMW
#12 pick
0.9% APR financing
Low promotional financing on an all-wheel-drive compact luxury SUV.
2026 GMC
#13 pick
2.9% APR for 72 months
Featured Truck Month financing with payments deferred until after Labor Day.
2026 Ford
#16 pick
Local APR, lease, and cash offers
Ford publishes current Maverick incentives after you enter your ZIP code.
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