Photo by Joshua Santos · Pexels License
Used-car market
Black Book's wholesale index shows broad late-September declines, with newer full-size pickups and mid-aged minivans falling especially quickly.
Industry data · Black Book · Sep 29, 2026
Photo by Sadi Hockmuller · Pexels License
Regulation
A final federal rule lowers projected 2031 fleetwide fuel-economy requirements and estimates lower compliance costs but higher fuel use than the standards it replaces.
Government policy · U.S. Department of Transportation/National Highway Traffic Safety Administration · Sep 28, 2026
Photo by Jakub Żerdzicki · Unsplash License
Auto financing
A proposed multistate settlement would erase an estimated $634 million in auto-loan debt, fund $60 million in restitution, and add protections for future Credit Acceptance borrowers.
Government enforcement · Office of the New York State Attorney General · Sep 17, 2026
Photo by Alex Urezkov · Pexels License
Buying guidance
FTC staff says a dealer's advertised price must be available to any buyer and include mandatory dealer fees, leaving out only government-required consumer charges.
Government guidance · Federal Trade Commission · Sep 15, 2026
Photo by Саша Алалыкин · Pexels License
Ownership costs
AAA estimates a new vehicle costs $12,863 a year to own and operate over five years and 75,000 miles, with depreciation remaining the largest expense.
Nonprofit data · AAA · Sep 15, 2026
Photo by Alex Urezkov · Pexels License
Buying guidance
Arizona guidance says dealer-sold used cars have a 15-day or 500-mile defect window, while vehicle purchases generally lack a three-day cancellation right.
Government guidance · Arizona Attorney General's Office · Sep 4, 2026
Photo by Alex Urezkov · Pexels License
Fraud prevention
The FTC warns that scammers are cloning real dealership websites and demanding upfront payment for vehicles the legitimate dealer does not have or know about.
Government guidance · Federal Trade Commission · Sep 1, 2026
Photo by Joshua Santos · Pexels License
Market update
Black Book's seasonally adjusted retention index fell to 144.3 in August, down 1.2% from July and 1.5% from a year earlier.
Industry data · Black Book · Sep 3, 2026
Photo by Jakub Żerdzicki · Unsplash License
Auto financing
Experian reports that completed auto refinances lowered payments by $83 a month on average in Q2, while hybrids had the lowest average new-vehicle payment by powertrain.
Industry data · Experian/Experian Automotive · Aug 27, 2026
Photo by Саша Алалыкин · Pexels License
Auto financing
Observed auto-loan data put average monthly payments at $785 for new vehicles and $544 for used vehicles, with amounts financed also higher than a year earlier.
Industry data · TransUnion/Mobility Global AutoCreditInsight · Aug 6, 2026
Photo by cottonbro studio · Pexels License
Buying safeguards
An FTC and Connecticut deal would put $4 million toward buyer refunds. It would require one dealer to show its top total price and get consent for each fee.
Government enforcement · Federal Trade Commission · Aug 19, 2026
Photo by Shixart1985 · CC BY 2.0
EV buying
GM says the 2026 Cadillac Optiq has a built-in NACS port. The other 2026 EVs in its guide need an adapter at NACS fast chargers.
Manufacturer notice · General Motors · Aug 13, 2026
Photo by Alex Urezkov · Pexels License
Buyer trends
A 68,084-owner study found passenger screens were rarely used and among the most problem-prone new-car technologies, while simpler background features scored better.
Industry data · J.D. Power · Aug 20, 2026
Photo by Jakub Żerdzicki · Unsplash License
Fraud prevention
A federal court temporarily halted a credit-repair network after the FTC alleged false promises, creditor impersonation, illegal advance fees, and unauthorized recurring charges.
Government enforcement · Federal Trade Commission · Aug 10, 2026
Photo by cottonbro studio · Pexels License
Fraud prevention
TransUnion finds auto-loan fraud losses climbed far faster than fraud rates from Q3 2018 to Q3 2025, as fraudsters increasingly target higher-value accounts and 'credit washing' erases an estimated $10 billion in charged-off debt.
Industry data · TransUnion · Jul 23, 2026
Photo by Luke Miller · Pexels License
Market update
Cox Automotive's mid-August Manheim index fell 1.2% from July while holding roughly flat versus a year earlier, as wholesale values eased after a strong spring.
Industry data · Cox Automotive/Manheim · Aug 19, 2026
Photo by Саша Алалыкин · Pexels License
Financing
New York Fed data show $211 billion in newly originated auto loans and leases in Q2 while outstanding balances reached $1.713 trillion.
Government data · Federal Reserve Bank of New York/Equifax · Aug 11, 2026
Photo by Alex Urezkov · Pexels License
Market update
Census estimates put September motor-vehicle and parts dealer sales at $139.8 billion, up 0.2% from August and 2.5% from September 2025.
Government data · U.S. Census Bureau · Oct 15, 2026
Photo by Rockwell branding agency · Pexels License
Market update
Cox estimates available new-vehicle inventory fell to 2.73 million units as July sales outpaced dealer-lot replenishment.
Industry data · Cox Automotive/vAuto · Aug 13, 2026
Photo by Sadi Hockmuller · Pexels License
Market update
Cox estimates August's average new-vehicle transaction price reached $50,089 while incentive spending held below its year-earlier share.
Industry data · Cox Automotive/Kelley Blue Book · Sep 10, 2026
Photo by Rockwell branding agency · Pexels License
Financing
J.D. Power and GlobalData project a September-record $821 average new-car payment even as the forecast average rate eases to 6.66%.
Industry forecast · J.D. Power/GlobalData · Sep 24, 2026
Photo by Ambady Kolazhikkaran · Pexels License
Buyer trends
J.D. Power transaction data show more premium-vehicle owners chose mainstream SUVs in the first half of 2026 as price and feature gaps narrowed.
Industry data · J.D. Power · Aug 6, 2026
Photo by Obi · Unsplash License
Market update
Cox estimates overall dealer used inventory was nearly flat in July, but listings below $15,000 fell sharply from a year earlier.
Industry data · Cox Automotive/vAuto · Aug 14, 2026
Photo by cottonbro studio · Pexels License
Financing
Dealertrack's credit index reached 105 as approvals improved and its average contract rate dipped, while very long terms remained at a record share.
Industry data · Cox Automotive/Dealertrack · Aug 10, 2026
Photo by Jedidiah-Jordan O. · Pexels License
Ownership costs
EIA's September 29 release puts regular gasoline at $4.465 a gallon nationwide and diesel at $6.382, with both easing from the prior week but remaining well above a year earlier.
Government data · U.S. Energy Information Administration · Sep 29, 2026
Photo by Jakub Żerdzicki · Unsplash License
Financing
Federal Reserve data put reporting banks' common new-car APRs at 7.54% for 60 months and 7.17% for 72 months in August, both above May readings.
Government data · Board of Governors of the Federal Reserve System · Oct 7, 2026
Photo by Ron Dicker · CC BY-SA 4.0
Financing
The Fed raised its target range by a quarter point to 3.75%-4%. Auto-loan offers do not move one-for-one with that benchmark, so shoppers still need current quotes.
Government policy · Board of Governors of the Federal Reserve System · Sep 16, 2026
Photo by UnifiedFunctionality · CC BY-SA 3.0
Ownership costs
EIA forecasts regular gasoline will average $3.91 a gallon in 2026 and $3.56 in 2027, raising both projections from its September outlook.
Government forecast · U.S. Energy Information Administration · Oct 6, 2026
Photo by F. D. Richards · CC BY-SA 2.0
Safety recall
Some curtain airbags used in past Tundra or Tacoma repairs may not work as planned. Owners should check their repair records.
Manufacturer notice · Toyota Motor North America · Jul 29, 2026
Photo by Downtowngal · CC BY-SA 3.0
Tax update
The optional business rate is 76 cents per mile from July through December. Some medical and moving rates also rose.
Government policy · Internal Revenue Service · Jul 13, 2026
Photo by Consumer Financial Protection Bureau · Public domain
Financing
The CFPB reports 2.5 million auto loans originated in March, down 0.8% from a year earlier, while July inquiries fell 4.1% year over year.
Government data · Consumer Financial Protection Bureau · Oct 15, 2026
Photo by Joshua Santos · Pexels License
Market update
Federal data show used-car prices rose 0.7% in September after seasonal adjustment while the unadjusted index remained 1.5% below a year earlier.
Government data · U.S. Bureau of Labor Statistics · Oct 14, 2026
Photo by Giant Asparagus · Pexels License
EV policy
The IRS says three federal clean-car credits ended after September 30, 2025. They do not apply to cars bought in 2026.
Government policy · Internal Revenue Service · Jul 2026
Photo by haddensavix · CC BY 2.0
Regional road news
See when the southbound shift starts, where lanes will move, and how Fairfax County Parkway trips may change.
Government guidance · Virginia Department of Transportation · Jul 20, 2026
Photo by deathpallie325 · CC BY-SA 4.0
Safety recall
Follow NHTSA's park-outside warning, then check your VIN to see whether your Telluride is covered and what to do next.
Government guidance · National Highway Traffic Safety Administration · Jul 9, 2026